The Educational Institution Liability Insurance Policy is a comprehensive liability policy that provides superior protection to the educational entity and its directors, officers and employees.

Coverage included within the policy includes:

  • Directors, Officers and Educational Entity Liability Insurance
  • Educational Services Liability Insurance
  • Employment Practices Liability Insurance — including entity coverage

Also available by endorsement is the Legal Expense Coverage Extension.

This extension provides defence reimbursement for claims brought against the insured involving sexual abuse or corporal punishment of students.

If these claims are successfully defended, the extension reimburses the insured for the costs incurred in defending itself against these claims.

We underwrite all risks on an account-by-account basis taking into consideration the unique risk characteristics of each applicant.

Minimum Premiums
We do not have minimum premium thresholds.

Our appetite and focus includes the following types of educational entities:

  • Applied Technology Institutes
  • Colleges
  • Faith-Based Institutions (Denominational Schools)
  • Montessori Schools
  • Private Schools
  • Universities
  • Vocational Schools

Excess Coverage
We will consider excess coverage for many classes of business.